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Market News

Location American Market News for 22 April 2026
Can American customers expect any benefit as US companies seek tariff refunds? The US government has launched the CAPE portal for businesses to apply for tariff refunds after SCOTUS deemed Trump's tariff regime illegal. However, companies are unlikely to pass on the benefit to Americans.
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Senior Citizen Savings Scheme vs Fixed Deposits: Which gives better interest rates over five-year investment period? Among the safest investment tools in India, bank deposits and the government's Senior Citizen Savings Scheme (SCSS) are the preferred choice for retired investors seeking steady payouts and guaranteed returns.
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Direct funds vs regular funds: Differences, key things to remember, and which option investors should choose Direct funds are plans where investors apply directly with a fund house without an agent, bank or broker. While this eliminates commission fees, they demand more markets knowledge from investors. Here's what you need...
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DA hike: Finance Ministry increases Dearness Allowance for central govt employees by 2% wef 1 January 2026 The Ministry of Finance on 22 April announced revision of rates of Dearness Allowance (DA) for central government employees, effective from 1 January 2026. Here's all we know so far
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Savings of ₹50 lakh? How inflation and lifestyle determine if your money lasts or runs out A big reality check on ₹50 lakh in savings in India shows how inflation, lifestyle expenses, and location determine how long the corpus lasts and whether it builds long-term financial security. 
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Income-tax returns: Here's how to declare gifts, mutual fund and share transfers in ITR form Recipients of significant financial gifts from relatives should disclose these in their ITR to ensure transparency. Proper reporting and retention of documents can prevent tax queries or notices from the tax department i...
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Indian retail portfolios are no longer insulated from global shocks As the correlation between Indian and US markets hits record highs, the hidden global risks embedded in domestic stocks are making traditional diversification strategies obsolete.
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In a fragile world, how anti-fragile is your portfolio? The world is unpredictable-build a portfolio that benefits from shocks. 
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NRI rental income compliance: Why is my tenant asking for UK address and tax ID from April 2026? New Income-tax Act, 2025 and Rules, 2026 change foreign remittance reporting. What NRIs renting out Indian property must disclose-and whether PPF withdrawals remain tax-free.
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Stock market losses can ease your tax burden if you dont ignore this crucial caveat Capital losses on listed shares can be set off against capital gains within the same financial year. Unutilised losses can be carried forward for up to eight years, provided ITR is filed on time. Here's what the proc...
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Buying your first home in 2026? Experts share key financial and market tips Buying your first home in 2026 demands smart financial planning, professional guidance, awareness of home loan rates, hidden costs and location value to ensure long-term stability and confident property investment decisi...
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Micro-vacation boom: Why trekking is the new budget-friendly weekend escape Young professionals in India are opting for short weekend treks instead of long vacations.  Weekend trips offer affordability and accessibility, while organizations emphasize the importance of physical and financial...
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Bengaluru living expenses: 23-year-old JPMorgan techie reveals that she spends up to ₹35,000 in living costs Arushi Garg, a 23-year-old JPMorgan Chase engineer, shared her monthly expenses on Instagram, revealing the high cost of living in Bengaluru. Her total expenses range from ₹30,000 to ₹35,000, sparking discussions abo...
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Hajj can cost up to ₹10 lakh, Umrah starts at ₹1.5 lakh: What drives the huge price difference in Mecca pilgrimages? Cost is a key factor for pilgrims deciding between Hajj and Umrah. Hajj is a mandatory religious duty and significantly more expensive than Umrah, which is a recommended practice and more flexible in scheduling and prici...
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ITR filing 2026: Can super senior citizens avoid filing income tax? Exemptions, conditions and rules explained Super senior citizens may not need to file income tax returns if they meet conditions under Section 194P. Complete exemption applies to those 75+ with only a pension and interest income from a specified bank. Details her...
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FD or MF: Where should you park your emergency fund? Best options for high and low tax bracket Fixed deposits are recommended for immediate needs, while mutual funds may be better for slightly delayed emergencies
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Flexi Cap mutual funds explained: Key differences and returns of HDFC, ICICI, Parag Parikh & Mirae Asset Flexi cap mutual funds gain traction amid volatile markets, offering dynamic allocation across stocks. Compare HDFC, ICICI, Parag Parikh and Mirae Asset strategies, risks and returns before investing.
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RBI updates e-mandate norms: No OTP needed for recurring payments up to ₹15,000 - here's what it means for users RBI on Tuesday issued a consolidated digital payments e-mandate framework, setting a threshold of ₹15,000 per transaction for recurring payments without requiring an OTP. The framework includes provisions for cross-bor...
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Gold in 2026: How much should you hold in your portfolio and is now the right time to invest? Gold is increasingly viewed as a hedge amid global uncertainty. Investors face questions about whether to invest, how much to hold, and which options to choose, including  Gold ETFs, physical gold, and digital gold....
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Social Security payout today: Benefits jump by up to $1,000 for some recipients - who qualifies? The repeal of the Windfall Elimination Provision and Government Pension Offset aims to assist those previously affected by these reductions.
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